![]() ![]() However, I would suggest having a completely separate category for your investments to keep you more on track. You could also include investments in this category which would include things like investing in index funds, dividend investing, value or growth stock investing, etc. The most common savings account you should send your money towards would be an IRA or a 401(k) Saving at least 10% of your income for the future you is a pretty simple one to understand. Now that we know what the recommended budget percentages are let us get into what the categories mean and what they should ideally include: Savings If you are a little more visual with the way you like things, here is a handy pie chart I created. Here is the list of categories you are going to need to budget for according to his system: ![]() You can read my full disclosure here.įirst off to get you started, you can use this free budget planner here: Budget Percentage Categoriesĭave has created some of the most common and well-known categories and made a list out of them. Some of the links below are affiliate links.
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